BENEFIT HIGHLIGHTS:
Accidental Death and Dismemberment: Pays a principal sum of up to $1,000,000
Paralysis: 200% of principal sum
Seat Belt Benefit: Pays an additional 20% of the principal sum if worn.
Bereavement Benefit: Pays up to $10,000
Dependent Child Benefit: $10,000 for each dependent child
Child Care Benefit: Up to $20,000 for child care for each dependent child
Education Benefit: Up to $20,000 for post secondary education for each dependent child
Identification Benefit: Up to $10,000 for family member to travel to identify body
Repatriation Benefit: Up to $15,000 to prepare and return the deceased's body
Memorial Benefit: Up to $2,500 for expenses of the organization or department
Medical Expenses: Up to $25,000
Plastic Surgery: Up to $10,000, injury or illness
Total Weekly Disability Benefit for Injury: Up to $1,000 for up to 10 Years
First Week of Disability Benefit: Always pays up to $1,000
Total Weekly Disability Benefit for Illness: Up to $1,000 for up to 5 years.
Minimum Benefit: $100.00 per week; Pays even if not employed; will pay over and above WCB
Partial Disability Benefits: Pays for both injury and illness, up to total disability amount
Cost of Living Adjustment: Up to 3X Weekly Benefit, increasing by 5% of pre-disability income per year
Home and Vehicle Adaptation: Up to $15,000
Rehabilitation: Up to $20,000
Retraining: Up to $20,000
Permanent Physical Impairment Benefit: Pays for both injury and illness
Transition Benefit: Extends disability benefit for up to 26 weeks after recovery if member loses job while on claim
In-Hospital Benefit: Pays $50 a day. In-Hospital also means that the Insured Person is an out-patient requiring physical therapy, rehabilitation and/or follow-up physician visits.
Family Expense Benefit: Pays up to $10,000
Mental Stress Management: Up to $10,000 for single incident or cumulative affect of multiple incidents
Career Members: Automatically included, unless asked not to
Auxiliary, Board, Community and Junior Members: Automatically included
Exclusions: No exclusions for sports or for pre-existing health conditions!
Rider available: Coverage for Organized League Athletics can be added |
